When choosing a cleaning company, how important is workers' compensation insurance? What happens when your independent maids slip and fall outside of your home? It will most likely be a case for the courts. In one case, an independent maid who had served the same family, one morning a week, for 18 years ended up slipping, falling and suing the family.
If this maid had worked for a legitimate company, her employer would have covered her with workers' compensation insurance, insulating the homeowner from risk.